Swifty
2025
Why
AI-powered travel agent startup.
Revolut Ltd
Digital BankingFounded 2015- HQ today: London, England, United Kingdom
Reviewed by Swet Parvadiya
Company data updated: October 2026
Acquisitions
Revolut Acquisitions
3
Major Deals Covered
What are Revolut's biggest acquisitions?
This page covers 3 major deals from 2021 to 2025, each with its price where disclosed and the reason behind it.
- Major deals covered
- 3
- First deal
- 2021
- Most recent
- 2025
| Company | Year | Price | Purpose |
|---|---|---|---|
| Nobly POS | 2021 | Undisclosed | Point-of-sale software for hospitality businesses, folded into Revolut Business. |
| Swifty | 2025 | Undisclosed | AI-powered travel agent startup. |
| Arvog Forex Private Limited | 2022 | Undisclosed | Indian international money transfer and currency exchange. |
- What companies has Revolut bought?
- Major acquisitions by Revolut documented here include Swifty (2025), Arvog Forex Private Limited (2022) and Nobly POS (2021).
- What is Revolut's most recent acquisition?
- The most recent Revolut acquisition documented here is Swifty, in 2025.
Arvog Forex Private Limited
2022
Why
Indian international money transfer and currency exchange.
Nobly POS
2021
Why
Point-of-sale software for hospitality businesses, folded into Revolut Business.
Impact
Gave Revolut Business an in-store payments product.
Outcome
Integrated into Revolut's merchant offering.
Revolut Ltd's Growth & Acquisition Strategy
Revolut grows by entering new countries with a core multi-currency account, then adding local licences, credit and wealth products. Its September 2025 plan committed $13 billion over five years, including about $4 billion in the UK, and aimed at 100 million customers by mid-2027. In 2026 it is focused on UK lending after the full licence, a US bank charter, Latin America (Mexico, Colombia, Peru) and India.
How Revolut Ltd Makes Money
Revolut runs a freemium model. The Standard account is free; paid plans (Plus, Premium, Metal and Ultra, roughly £3.99 to £55 a month in the UK) add higher limits, insurance and travel perks. Revenue comes from several roughly balanced streams. In 2025, card payments brought in about $1.32 billion (£1.0 billion), interest income ~$1.29 billion (£974 million), subscriptions ~$935 million (£708 million), wealth (stocks, crypto, commodities) ~$875 million (£663 million) and foreign exchange ~$800 million (£606 million). Revolut Business adds account fees, card and merchant acquiring income, and a growing lending book reached ~$2.9 billion (£2.2 billion) in 2025.
Revolut Acquisitions FAQ
What is Revolut's general approach to mergers and acquisitions (M&A)?
Revolut historically favors organic internal engineering ("build") over large acquisitions ("buy"), utilizing selective M&A primarily for specialized technology tuck-ins, point-of-sale software, and acqui-hires to accelerate new product lines.
What was the significance of Revolut's acquisition of Nobly POS in 2021?
In December 2021, Revolut acquired Nobly POS, a leading cloud-based point-of-sale software company serving restaurants, cafes, and retailers across the UK, USA, and Australia. The deal accelerated the launch of Revolut's integrated in-person merchant payment terminals and hospitality software.
Why did Revolut acquire Wanted in 2021?
Revolut acquired Wanted, a specialized tech talent recruitment and referral platform, in 2021 as an acqui-hire to scale its global engineering recruitment pipeline during a period of hyper-growth.
What was the Arbook acquisition?
In 2022, Revolut acquired Arbook, a micro-fintech developer specializing in accounting and financial automation tools, to integrate automated bookkeeping capabilities into Revolut Business.
Has Revolut acquired any regulated financial institutions?
Rather than acquiring legacy banks with outdated mainframe IT infrastructure, Revolut has applied directly for specialized and full banking licenses across Lithuania, the UK, Mexico, and other jurisdictions.
Does Revolut consider acquiring competitors in the digital banking space?
While Revolut has occasionally looked at distressed fintech assets, management consistently avoids acquiring competitors because integrating incompatible legacy architectures is considered more costly than organically acquiring users through marketing.
How did Nobly POS integrate into Revolut Business?
Nobly's software was integrated into the Revolut Business ecosystem to power the Revolut Reader and countertop POS hardware, enabling merchants to manage table orders, inventory, and payment clearing in a unified dashboard.
What role does acqui-hiring play in Revolut's expansion?
Revolut uses small talent acquisitions to bring experienced engineering teams in specialized domains like algorithmic trading, machine learning, cryptography, and regulatory compliance into its London, Berlin, and Krakow tech hubs.
Has Revolut acquired any cryptocurrency companies?
Revolut has evaluated crypto custody and blockchain analytics acquisitions, but has primarily built its proprietary Revolut Ramp (fiat on-ramp) and Revolut X standalone crypto exchange internally.
What are Revolut's future M&A priorities as a $45B entity?
With substantial cash reserves, Revolut's corporate development team focuses on acquiring mortgage origination platforms, AI-driven credit underwriting software, and regional merchant payment service providers in high-growth markets like Latin America and Southeast Asia.
How does Revolut fund its acquisitions?
Revolut has funded its acquisitions using a combination of cash from operations and private equity-backed company equity shares.
Why didn't Revolut acquire Silicon Valley Bank UK during its March 2023 collapse?
While multiple UK fintechs and banks evaluated SVB UK, Revolut declined to submit a rescue bid, and the institution was ultimately acquired by HSBC UK for £1, as Revolut focused strictly on retail and SME digital super-app operations.
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