Revolut Ltd
Leadership History
3 leaders · 2015 to present
Nikolay Storonsky is the CEO of Revolut, in the role since 2015.
| Name | Role | From | To | Years in role |
|---|---|---|---|---|
| Martin Gilbert | Chair | 2020 | Present | 6 |
| Nik Storonsky | Co-Founder & Chief Executive Officer | 2015 | Present | 11 |
| Vlad Yatsenko | Co-Founder | 2015 | Present | 11 |
Revolut began as a cheaper way to spend abroad and became one of the largest digital banks in the world. Its app combines everyday accounts, cards, multi-currency transfers, savings, investing, crypto, credit and business banking. By the end of 2025 it served 68.3 million retail customers and 767,000 businesses, and it has said it passed 70 million customers in 2026. The company is headquartered in London, United Kingdom.
Revolut runs a freemium model. The Standard account is free; paid plans (Plus, Premium, Metal and Ultra, roughly £3.99 to £55 a month in the UK) add higher limits, insurance and travel perks. Revenue comes from several roughly balanced streams. In 2025, card payments brought in about $1.32 billion (£1.0 billion), interest income ~$1.29 billion (£974 million), subscriptions ~$935 million (£708 million), wealth (stocks, crypto, commodities) ~$875 million (£663 million) and foreign exchange ~$800 million (£606 million). Revolut Business adds account fees, card and merchant acquiring income, and a growing lending book reached ~$2.9 billion (£2.2 billion) in 2025.
Chair
2020 – Present
6 years (current)
Gilbert was appointed as Chairman to professionalize Revolut's corporate governance and repair strained relationships with UK financial regulators.
His deep establishment ties and regulatory experience were instrumental in ultimately securing Revolut's highly coveted UK banking license after a brutal three-year delay.
Co-Founder & Chief Executive Officer
2015 – Present
11 years (current)
Storonsky aggressively expanded Revolut from a simple FX card into a global 'super app' encompassing stock trading, crypto, and business banking.
He drove the company's relentless international expansion and secured its UK banking license in 2024, pushing Revolut's private valuation to $45 billion.
Co-Founder
2015 – Present
11 years (current)
Yatsenko chose to build the entire core banking platform in-house rather than relying on white-label legacy providers, granting Revolut immense product agility.
As CTO, he managed the massive scaling of the engineering team, ensuring extreme platform stability during hyper-growth phases.
Revolut's main challenges are regulatory and operational. It runs banks or licensed entities in dozens of countries, and regulators have fined it: Lithuania's central bank fined it ~$3.95 million (€3.5 million) in 2025 over anti-money-laundering controls, and Italy's competition authority fined Revolut entities over $12.4 million (€11 million) in April 2026 for unfair commercial practices. It must also convert a newly licensed UK bank into a trusted primary-account and lending business, keep interest income resilient as rates fall, and prove it can grow profitably in the US.
Nikolay Storonsky is the co-founder and CEO of Revolut, having led the company since its inception on July 1, 2015, across all funding rounds, international expansion phases, and regulatory milestones.
Storonsky holds a master's degree in physics from the Moscow Institute of Physics and Technology (MIPT) and a master's in economics from the New Economic School. He previously worked as an emerging markets equity derivatives trader at Lehman Brothers and Credit Suisse in London.
Vlad Yatsenko is co-founder and Chief Technology Officer (CTO). Prior to Revolut, Yatsenko spent a decade building mission-critical financial software systems for Tier-1 investment banks including Deutsche Bank, UBS, and Credit Suisse.
Storonsky is renowned for an intense, highly quantitative, engineering-driven management philosophy characterized by extreme work ethic, high performance expectations, and ruthless elimination of operational bureaucracy.
Following media reports in 2019 regarding high staff turnover and burnout, Revolut revamped its HR and talent practices, instituted structured employee equity programs, adopted permanent hybrid/flexible remote working policies, and expanded executive leadership coaching.
Francesca Carlesi was appointed CEO of Revolut UK in late 2023. A prominent banking veteran and former CEO of digital mortgage lender Molo, with senior leadership experience at Barclays and Deutsche Bank, she was instrumental in securing Revolut's UK banking licence.
Martin Gilbert, the veteran Scottish fund manager and former co-founder and CEO of Aberdeen Asset Management, was appointed independent Chairman of Revolut in 2019 to strengthen board governance, regulatory diplomacy, and institutional oversight.
Victor Stinga, a long-serving senior finance leader who previously held key financial planning and analysis roles within Revolut, was promoted to Chief Financial Officer in 2023 following the departure of former CFO Mikko Salovaara.
Storonsky holds an estimated 20% to 25% ownership stake in Revolut, giving him an estimated net worth exceeding $8 billion to $10 billion following the company's $45 billion secondary valuation in 2024.
Yes, in October 2022, Storonsky, who is a British citizen, formally renounced his Russian citizenship in protest of Russia's military invasion of Ukraine, following sanctions imposed on his father (an engineer at Gazprom Promgaz).
Revolut operates with distinct subsidiary boards and risk committees for its banking entities (such as Revolut Bank UAB and Revolut UK), featuring independent non-executive directors with deep regulatory and central banking pedigree.
Storonsky has publicly stated his ambition to build Revolut into the world's largest global financial institution, targeting over 100 million active users and generating tens of billions in annual revenue across global retail and business finance.
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