How many companies has Nu Holdings Ltd. acquired?

Nu Holdings Ltd. has made 4 documented acquisitions.

What was Nu Holdings Ltd.'s first major acquisition?

Nu Holdings Ltd.'s earliest documented acquisition in this dataset is Easynvest in 2020.

Nu Holdings Ltd.

Digital BankingFounded 2013

Reviewed by Swet Parvadiya

Last reviewed: July 2026

Explore Nubank

Core profile pages, annual revenue records, and related research hubs for this company.

Nu Holdings Ltd.

Digital BankingFounded 2013

Reviewed by Swet Parvadiya

Last reviewed: July 2026

Acquisitions

Nubank Acquisitions

Q: What is Nu Holdings Ltd.'s most recent acquisition?

Nu Holdings Ltd.'s most recent documented acquisition is Hyperplane in 2024. Nubank acquired Hyperplane, an AI infrastructure company, to accelerate its 'Act Three' strategy of AI-driven banking. The acquisition provided advanced machine learning infrastructure and talent for scaling the NuX Credit Engine and developing new AI-powered products..

Total Acquisitions

Hyperplane

2024

Why

Nubank acquired Hyperplane, an AI infrastructure company, to accelerate its 'Act Three' strategy of AI-driven banking. The acquisition provided advanced machine learning infrastructure and talent for scaling the NuX Credit Engine and developing new AI-powered products.

Impact

Hyperplane's technology and team were integrated into Nubank's AI division, supporting the development of personalized credit strategies, automated customer service, and predictive financial analytics.

Outcome

The acquisition positions Nubank to compete with global banks on AI-driven personalization, though the financial impact is not yet material.

Olivia AI

2022

Why

Nubank acquired Olivia AI, an American startup providing AI-powered financial management services, to strengthen its data analytics and personalization capabilities. The acquisition supported the development of the NuX Credit Engine and customer-facing AI features.

Impact

Olivia AI's technology was integrated into Nubank's platform, enhancing the company's ability to deliver personalized financial insights and automated money management recommendations to customers.

Outcome

The acquisition strengthened Nubank's AI capabilities, though specific revenue contribution is not disclosed. The technology supports the company's long-term goal of becoming an AI-driven financial platform.

Spin Pay

2021

Why

Nubank acquired Spin Pay, a Brazilian instant payments platform, to facilitate integration with Pix — Brazil's government instant payment system — and strengthen its payments infrastructure.

Impact

The acquisition accelerated Nubank's Pix payment capabilities and supported the launch of Pix financing products, which allow customers to split Pix transactions into installments.

Outcome

Pix financing became a significant lending product, with 13.6 million users in Brazil by 2024. The acquisition supported Nubank's position as a leading Pix participant.

Easynvest

2020

Why

Nubank acquired Easynvest, a Brazilian online stock trading app, to create NuInvest — the company's zero-fee brokerage platform for stocks, ETFs, and fixed income products.

Impact

The acquisition provided Nubank with brokerage infrastructure and regulatory licenses, enabling rapid launch of investment products. NuInvest reached 18 million customers in Brazil by 2024.

Outcome

NuInvest became one of Brazil's largest retail brokerage platforms, generating revenue through order flow payments and fixed income spreads while supporting customer engagement and retention.

Nu Holdings Ltd.'s Growth & Acquisition Strategy

Nu Holdings Ltd.'s growth strategy centers on this advantage: Nubank's advantage is low-cost digital distribution, a large engaged customer base, product simplicity, data-driven underwriting, and expansion across Latin American financial services.

How Nu Holdings Ltd. Makes Money

Nubank makes money from interest income on credit products, interchange and payment fees, deposit spreads, insurance, investments, marketplace products, and cross-sell across Brazil, Mexico, and Colombia.

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