Ramp Business Corporation
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Leadership History
4 leaders · 2019 to present
Ramp Business Corporation is the undisputed market leader, fastest-growing corporate card platform, and definitive pioneer of financial automation in modern corporate finance. Founded in New York City in 2019 by serial entrepreneurs Eric Glyman, Karim Atiyeh, and Gene Lee (who previously built Paribus and sold it to Capital One), Ramp was established to eliminate the extractive, wasteful business model of commercial banking. By introducing the first corporate card and financial automation platform designed to help companies spend less money, Ramp unified corporate charge cards (with unlimited 1.5% cashback), automated receipt matching, AI accounts payable (Bill Pay), and vendor contract price benchmarking. Today, Ramp generates over $300 million in annualized run-rate revenue at a $7.65B-$8.0B valuation, processing over $30 billion in annual card volume for more than 25,000 businesses (including Shopify, Anduril, Webflow, and Virgin Voyages) under CEO Eric Glyman.
Ramp operates an exceptionally scalable, capital-efficient hybrid business model combining high-margin commercial card interchange fees with high-compounding enterprise software subscriptions, achieving strong gross margins across all product lines. Its commercial monetization architecture spans four primary streams: First, commercial card interchange fees captured across more than $30 billion in annualized card volume on the Visa network, netting high-margin transactional revenue after funding unlimited 1.5% customer cashback. Second, Ramp Plus and Enterprise SaaS subscriptions ($12-$15/user/month), charging mid-market and Global 2000 corporate clients for multi-entity international consolidation, custom approval workflows, and advanced ERP automation. Third, cross-border accounts payable foreign exchange markups and international wire fees on multi-currency vendor payments across 175+ countries. Fourth, financing fees on Ramp Flex working capital extensions (30, 60, or 90 days).
Head of Finance & Capital Markets
2021 – Present
5 years (current)
Directs Ramp's corporate finance, capital markets facilities, debt securitization lines, treasury risk management, and strategic investor relations ahead of an initial public offering.
Chief Executive Officer & Co-Founder
2019 – Present
7 years (current)
Founding visionary who launched Ramp in 2019; pioneered the 'Spend Less' financial philosophy, scaled Ramp to $100M ARR in record time, built an $8.0B spend management titan past $300M ARR, and directs global corporate strategy.
Chief Technology Officer & Co-Founder
2019 – Present
7 years (current)
Co-founded Ramp alongside Eric Glyman; architected the neural OCR receipt matching pipeline, designed programmatic real-time balance underwriting, and oversees core engineering and machine learning systems.
Co-Founder & Former Head of Product Design
2019 – 2022
3 years
Co-founded Ramp; established the company's human-computer interaction design language, crafted the minimalist card management interfaces, and established Ramp's reputation for consumer-grade enterprise software design.
Ramp operates in an intensely competitive commercial payments arena where incumbent card behemoths (American Express, JPMorgan Chase) and specialized fintech competitors (Brex, Airbase, Navan) compete aggressively for enterprise accounts. Key challenges include managing credit risk underwriting and default exposure across corporate credit lines during macroeconomic interest rate fluctuations, navigating potential legislative caps on commercial card interchange fees in the United States, expanding into complex multi-currency international jurisdictions across Europe and Latin America, and maintaining platform reliability as annual transaction volume scales past $50 billion.
Eric Glyman currently leads Ramp Business Corporation, overseeing strategic vision, balance sheet health, and organizational execution in Corporate Cards, Spend Management & Autonomous Finance Automation.
Under executive direction, Ramp Business Corporation is prioritizing workflow automation alongside disciplined capital allocation to maximize shareholder value.
Leadership at Ramp Business Corporation has historically navigated industry cycles by restructuring operational priorities and expanding competitive moats.