Navi Technologies
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Founders
· Founded 2018 · Bengaluru, Karnataka, India
Navi Technologies is a leading Indian full-stack digital financial services platform founded by Flipkart co-founder Sachin Bansal, managing over $1.2B in loan AUM and delivering instant paperless personal loans, home loans, health insurance, and low-cost index mutual funds.
Rajiv Naresh
Chief Operating Officer & Head of Retail Lending
Scaled loan disbursements from a few hundred daily originations to thousands of automated daily transactions, maintaining an industry-leading cost-to-income ratio through technology-first operations.
Sachin Bansal
Executive Chairman & CEO
Steered Navi from a private holding company to an enterprise managing over ₹10,000 crore in loan AUM with FY23 consolidated revenue exceeding ₹2,040 crore (). His personal capitalization insulated Navi from venture capital down-rounds and allowed the company to pioneer zero-commission, low-cost index investing across India.
Ankit Agarwal
Co-Founder & Director
Instrumental in establishing Navi's rigorous credit-risk parameters, regulatory compliance protocols, and institutional capital partnerships that allowed loan origination to scale sustainably across 84% of Indian pin codes.
Navi Technologies was founded in 2018 by Sachin Bansal, Ankit Agarwal in Bengaluru, Karnataka, India.
The founders established Navi Technologies with the objective of solving core inefficiencies in Fintech / Digital Lending, laying the foundation for its current global scale.
Even as Navi Technologies scales to billions in revenue, the organization maintains the founders' commitment to innovation and customer-centric execution.