HDFC Life Insurance Company Limited
Financial Performance
HDFC Life Revenue & Financials
Revenue
~$11.6B (FY2026)
Market Cap
$12.8B
Net Income
~$221.8M
Employees
35,000
What is HDFC Life's revenue?
HDFC Life had ~$11.6B in revenue for fiscal year 2026, up 2.7% from 2025. Net income was ~$221.8M.
- Latest revenue
- ~$11.6B (FY2026)
- Year-over-year
- +2.7%
- Growth rate (CAGR)
- 10.2% over 4 years
- Peak revenue
- ~$11.8B (FY2024)
- Years of data
- 5
- Employees
- 35,000
- How much profit does HDFC Life make?
- HDFC Life reported net income of ~$221.8M for fiscal year 2026. stockanalysis.com
- How many employees does HDFC Life have?
- HDFC Life has about 35,000 employees.
Financial Analysis
Life insurance needs capital up front and earns its return over many years, so HDFC Life's results depend on premiums collected over the life of each policy and on persistency, meaning how many customers keep paying. The company has shifted its mix toward protection and savings products with higher margins. It reported a FY26 new business margin of 24.2% and Indian Embedded Value of about $7.21 billion (INR 62,139 crore). HDFC Life Insurance Company is one of the premier long-term life insurance providers in India, sustaining a robust market valuation generally exceeding $18 billion.
Revenue Trend Analysis
YoY Change
+2.7%
4-Year CAGR
+10.2%
Peak Year
2024
Trend
Consistent Growth
HDFC Life Insurance Company Limited has 5 full fiscal year figures on this page, compounding at +10.2% annually over 4 years. The most recent year saw a 2.7% increase versus the prior year. Annual revenue peaked in fiscal year 2024 at ~$11.8B. Of 4 comparable year-over-year steps, 3 showed growth and 1 showed a decline.
Annual revenue history
| Fiscal Year | Revenue | Net Income | YoY Change | Source |
|---|---|---|---|---|
| FY2026 | ~$11.6B | ~$221.8M | +2.7% | HDFC Life Insurance Company (NSE:HDFCLIFE) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2026-03-31. |
| FY2025 | ~$11.3B | ~$210.1M | -4.7% | HDFC Life Insurance Company (NSE:HDFCLIFE) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2025-03-31. |
| FY2024 | ~$11.8B | ~$182.6M | +44.1% | HDFC Life Insurance Company (NSE:HDFCLIFE) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2024-03-31. |
| FY2023 | ~$8.2B | ~$158.7M | +4.7% | HDFC Life Insurance Company (NSE:HDFCLIFE) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2023-03-31. |
| FY2022 | ~$7.8B | ~$153.9M | — | HDFC Life Insurance Company (NSE:HDFCLIFE) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2022-03-31. |
Click any row to see year details.
Related Companies
Compare HDFC Life Insurance Company Limited Revenue With Competitors
Keep researching HDFC Life
HDFC Life Revenue and Financial FAQ
What is HDFC Life's revenue and profit?
HDFC Life reported total revenue of about $11.6 billion (₹99,857 crore) and consolidated net profit of ~$222 million (₹1,910 crore) for FY26 (year to March 2026). In Q1 FY27 standalone profit rose 12% to ~$70.9 million (₹611 crore).
What is HDFC Life's embedded value?
Indian Embedded Value was ~$7.21 billion (₹62,139 crore) at March 31, 2026, up 12%, and ~$7.64 billion (₹65,860 crore) at June 30, 2026. Operating return on embedded value was about 15% in FY26.
What is HDFC Life's solvency ratio?
The solvency ratio was 177% at the end of FY26, above the IRDAI minimum of 150%.
What is HDFC Life's new business margin?
The FY26 new business (VNB) margin was 24.2%, down from 25.6% in FY25 due to GST input-tax-credit loss, labour code and surrender regulation impacts. It recovered to 25.0% in Q1 FY27.
How much does HDFC Life manage in assets?
AUM stood at ~$46.5 billion (₹4,009 billion) (about $46.4 billion (₹4.0 lakh crore)) on June 30, 2026, up 13% year on year.
What is HDFC Life's market cap?
HDFC Life's market capitalization was about ₹1.13 lakh crore (roughly US$13 billion) at the end of September 2026, after the stock fell about 31% over 12 months.
Is HDFC Life a public company?
Yes. In 2017, HDFC Life executed a massive, highly successful IPO on the Indian stock exchanges. Over the subsequent years, Standard Life (the original British partner) slowly sold off its entire massive stake in the company, taking billions in profit, leaving the company fully controlled by the HDFC conglomerate.
Cite or embed this data
Using these figures? Please credit CorpDigest with a link.
CorpDigest. "HDFC Life Revenue & Financials." CorpDigest, https://corpdigest.com/company/hdfc-life/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>HDFC Life reported ~$11.6B in revenue (FY2026).</strong><br>Source: <a href="https://corpdigest.com/company/hdfc-life/financials" target="_blank" rel="noopener">CorpDigest — HDFC Life financials</a></div>Related Financial Audits
Compare revenue, net income, and market cap scale
Explore HDFC Life
Core profile pages, founders and related research hubs for this company.