ICICI Bank Limited
Financial Performance
ICICI Bank Revenue & Financials
Revenue
~$23B (FY2026)
Market Cap
$100B
Net Income
~$6.3B
Employees
124,029
What is ICICI Bank's revenue?
ICICI Bank had ~$23B in revenue for fiscal year 2026, up 8.7% from 2025. Net income was ~$6.3B.
- Latest revenue
- ~$23B (FY2026)
- Year-over-year
- +8.7%
- Growth rate (CAGR)
- 19% over 4 years
- Peak revenue
- ~$23B (FY2026)
- Years of data
- 5
- Employees
- 124,029
- How much profit does ICICI Bank make?
- ICICI Bank reported net income of ~$6.3B for fiscal year 2026. stockanalysis.com
- How many employees does ICICI Bank have?
- ICICI Bank has about 124,029 employees.
Financial Analysis
ICICI Bank's finances moved from crisis to steady compounding over a decade. Bad corporate loans to infrastructure, power, and steel projects drove a non-performing asset surge between 2015 and 2018. After Sandeep Bakhshi became CEO in October 2018, the bank cut concentrated corporate exposure and rebuilt around granular retail and business lending. Standalone net profit reached Rs 47,227 crore in FY2025 and Rs 50,146.6 crore in FY2026, a 6.2% rise as margins held at 4.32%. Profit growth picked up again in Q1 FY2027 to 15.9% (Rs 14,805 crore), helped by 12.7% net interest income growth, 23.5% fee growth, and lower provisions. Consolidated Q1 FY2027 profit was about Rs 15,440 crore. ICICI Bank Limited is one of the largest private sector banks in India, commanding a monumental market valuation generally exceeding $100 billion.
Revenue Trend Analysis
YoY Change
+8.7%
4-Year CAGR
+19%
Peak Year
2026
Trend
Consistent Growth
ICICI Bank Limited has 5 full fiscal year figures on this page, compounding at +19% annually over 4 years. The most recent year saw a 8.7% increase versus the prior year. Annual revenue peaked in fiscal year 2026 at ~$23B. Of 4 comparable year-over-year steps, 4 showed growth and 0 showed a decline.
Annual revenue history
| Fiscal Year | Revenue | Net Income | YoY Change | Source |
|---|---|---|---|---|
| FY2026 | ~$23B | ~$6.3B | +8.7% | ICICI Bank (NSE:ICICIBANK) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2026-03-31. Revenue is net of interest expense (S&P Global definition) and can differ from the bank's reported total income. |
| FY2025 | ~$21.1B | ~$5.9B | +27.6% | ICICI Bank (NSE:ICICIBANK) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2025-03-31. Revenue is net of interest expense (S&P Global definition) and can differ from the bank's reported total income. |
| FY2024 | ~$16.6B | ~$5.1B | +22.1% | ICICI Bank (NSE:ICICIBANK) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2024-03-31. Revenue is net of interest expense (S&P Global definition) and can differ from the bank's reported total income. |
| FY2023 | ~$13.6B | ~$3.9B | +18.2% | ICICI Bank (NSE:ICICIBANK) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2023-03-31. Revenue is net of interest expense (S&P Global definition) and can differ from the bank's reported total income. |
| FY2022 | ~$11.5B | ~$2.9B | — | ICICI Bank (NSE:ICICIBANK) annual reports, as compiled by S&P Global (via StockAnalysis) Fiscal year ended 2022-03-31. Revenue is net of interest expense (S&P Global definition) and can differ from the bank's reported total income. |
Click any row to see year details.
Keep researching ICICI Bank
ICICI Bank Revenue and Financial FAQ
What is ICICI Bank's typical annual Net Interest Income and revenue baseline?
ICICI Bank generates annual Net Interest Income (NII) exceeding ~$8.12 billion (₹70,000 crore) to ₹85,000+ crore ($8.5B to $10.5+ billion USD) and total net revenues (including non-interest fee income) exceeding ~$11.6 billion (₹1,00,000 crore) annually.
What are ICICI Bank's annual net profit and Return on Assets (RoA) metrics?
ICICI Bank achieves standalone annual net profit exceeding ~$4.64 billion (₹40,000 crore) to ₹45,000+ crore ($5B to $5.5+ billion USD), delivering industry-leading Return on Assets (RoA) of 2.3% to 2.4% and Return on Equity (RoE) of 18% to 19%.
What is ICICI Bank's Net Interest Margin (NIM) profile?
ICICI Bank maintains an exceptional Net Interest Margin (NIM) in the range of 4.3% to 4.5%, supported by disciplined retail deposit pricing, risk-calibrated loan growth, and optimal asset-liability duration matching.
What is ICICI Bank's asset quality track record regarding Gross and Net NPAs?
Under Sandeep Bakhshi's conservative underwriting model, ICICI Bank's Gross Non-Performing Assets (GNPA) ratio improved dramatically to below 2.0% to 2.2%, while Net NPA dropped to a pristine 0.40% to 0.45%, backed by a high Provision Coverage Ratio (PCR) of over 80%.
What is ICICI Bank's Capital Adequacy Ratio (CAR) under Basel III standards?
ICICI Bank maintains an exceptionally strong Common Equity Tier 1 (CET-1) ratio of 15.5% to 16.5% and a total Capital Adequacy Ratio (CAR) exceeding 17.0%, well above the Reserve Bank of India's statutory regulatory requirements.
What is the size of ICICI Bank's total balance sheet and customer deposit franchise?
ICICI Bank manages a large balance sheet with total assets exceeding ~$232 billion (₹20 lakh crore) to ₹22+ lakh crore (approx. $250B to $270+ billion USD), with customer deposits exceeding ₹15 lakh crore and total advances exceeding ~$139 billion (₹12 lakh crore).
What is ICICI Bank's dividend distribution track record on the Indian stock exchanges?
ICICI Bank rewards public shareholders with a progressive dividend policy, paying annual dividend yields supported by strong core operating cash flows and high dividend income received from its listed subsidiaries.
How do retail loans compare to corporate loans in ICICI Bank's loan portfolio mix?
Retail loans (mortgages, auto, personal, credit cards) represent approximately 54% to 56% of total advances, Business Banking/SME accounts for 15% to 18%, Rural lending comprises 8% to 9%, and Domestic Corporate represents roughly 18% to 20%.
Did ICICI Bank have a corruption scandal?
Yes, a massive one. In 2018, the legendary CEO Chanda Kochhar was forced to resign amid a highly explosive scandal. She was accused of massive corruption, allegedly granting a highly lucrative loan to the Videocon Group in exchange for massive kickbacks directed to her husband's business. Despite this, the bank successfully stabilized under new leadership.
Cite or embed this data
Using these figures? Please credit CorpDigest with a link.
CorpDigest. "ICICI Bank Revenue & Financials." CorpDigest, https://corpdigest.com/company/icici-bank/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>ICICI Bank reported ~$23B in revenue (FY2026).</strong><br>Source: <a href="https://corpdigest.com/company/icici-bank/financials" target="_blank" rel="noopener">CorpDigest — ICICI Bank financials</a></div>Related Financial Audits
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