How Bitstamp Makes Money

Bitstamp earns most of its money from trading fees. On the exchange, maker and taker fees start at 0.30% and 0.40% at the entry tier and fall as a client's 30-day volume rises; the simpler mobile app builds a spread into the quoted price instead. Institutional clients connect through APIs and supply much of the volume at thin margins, so revenue moves closely with crypto market activity. Smaller revenue lines come from Bitstamp-as-a-Service, a white-label product that lets banks and fintechs offer crypto trading under their own brand, from staking and crypto lending, and since April 2026 from perpetual futures for eligible EU customers. In November 2025 Robinhood said Bitstamp was generating roughly $100 million or more in annualized revenue.

Growth now comes from three directions: selling Bitstamp's institutional products (API trading, lending, staking and white-label crypto-as-a-service) alongside Robinhood's own business lines; using the MiCA passport to sign EU banks and brokers that need a licensed crypto partner; and adding derivatives, which earn more per trade than spot, first in the EU and then in the US.