Itaú Unibanco Holding S.A.
Explore Itaú Unibanco Holding
Core profile pages, annual revenue records, and related research hubs for this company.
Itaú Unibanco Holding S.A.
Explore Itaú Unibanco Holding
Core profile pages, annual revenue records, and related research hubs for this company.
Business Model Analysis
Annual Revenue: $30.6B (FY2025; R$167.8B operating revenues)
Itaú Unibanco makes money from net interest income on loans and deposits, credit-card and payments fees, commissions and banking fees, insurance and private-pension income, asset and wealth management, treasury activities, and wholesale banking. Retail is the largest operating-revenue base, while wholesale banking adds corporate lending, investment banking, markets, and regional client relationships.
Itaú is growing through digital banking, payments, wealth management, wholesale banking, insurance, disciplined credit growth, and operating efficiency rather than branch-heavy expansion.
Itaú earns interest income, banking fees, card and payment revenue, insurance income, wealth-management fees, and wholesale banking revenue.
Retail banking is the largest operating-revenue source, while wholesale banking is a major profit contributor.
Itaú serves Brazilian households, small businesses, companies, cardholders, merchants, institutional clients, wealth clients, and regional corporate customers.