Bank of America Corporation
Financial Performance
Bank of America Revenue & Financials
Revenue
$113.1B (FY2025)
Market Cap
$380.6B
Net Income
$30.5B
Employees
213,000
What is Bank of America's revenue?
Bank of America had $113.1B in revenue for fiscal year 2025, up 6.8% from 2024. Net income was $30.5B.
- Latest revenue
- $113.1B (FY2025)
- Year-over-year
- +6.8%
- Growth rate (CAGR)
- 3.4% over 9 years
- Peak revenue
- $113.1B (FY2025)
- Years of data
- 10
- Employees
- 213,000
- How much profit does Bank of America make?
- Bank of America reported net income of $30.5B for fiscal year 2025. sec.gov
- How many employees does Bank of America have?
- Bank of America has about 213,000 employees.
Financial Analysis
Bank of America earns in two streams. Net interest income was $60.1B in 2025 and noninterest income $53.0B, for total revenue net of interest expense of $113.1B and net income of $30.5B, or $3.81 per diluted share. Deposits of $2.02T funded $1.19T of loans and leases plus a $927.4B debt securities portfolio. Fees carried the year: investment and brokerage services rose $2.2B to $20.0B, investment banking fees rose to $6.6B, and market making fell $953M to $12.0B. Credit stayed contained, with the total consumer net charge-off ratio at 0.88 percent and the card ratio at 3.68 percent. The efficiency ratio improved to 61.65 percent from 63.12 percent, and common equity tier 1 capital was $201.4B, an 11.4 percent standardized ratio against a 10.0 percent minimum. Bank of America Corporation is one of the "Big Four" banking institutions in the U.S., commanding a market valuation typically over $300 billion.
Revenue Trend Analysis
YoY Change
+6.8%
9-Year CAGR
+3.4%
Peak Year
2025
Trend
Consistent Growth
Bank of America Corporation has 10 full fiscal year figures on this page, compounding at +3.4% annually over 9 years. The most recent year saw a 6.8% increase versus the prior year. Annual revenue peaked in fiscal year 2025 at $113.1B. Of 9 comparable year-over-year steps, 8 showed growth and 1 showed a decline.
Annual revenue history
Click any row to see year details.
Bank of America Corporation balance sheet and cash flow
Balance-sheet figures are as of each fiscal year end; cash-flow figures cover the fiscal year. Taken from the company's annual report on Form 10-K, linked on each row.
| Fiscal Year | Operating cash flow | Total assets | Total liabilities | Shareholders' equity | Source |
|---|---|---|---|---|---|
| FY2025ended Dec 31, 2025 | $12.6B | $3.41T | $3.11T | $303.2B | Form 10-K |
| FY2024ended Dec 31, 2024 | -$8.8B | $3.26T | $2.97T | $294B | Form 10-K |
| FY2023ended Dec 31, 2023 | $45B | $3.18T | $2.89T | $290.2B | Form 10-K |
| FY2022ended Dec 31, 2022 | -$6.3B | $3.05T | $2.78T | $273.2B | Form 10-K |
| FY2021ended Dec 31, 2021 | -$7.2B | $3.17T | $2.9T | $270.1B | Form 10-K |
| FY2020ended Dec 31, 2020 | $38B | $2.82T | $2.55T | $272.9B | Form 10-K |
| FY2019ended Dec 31, 2019 | $61.8B | $2.43T | $2.17T | $264.8B | Form 10-K |
| FY2018ended Dec 31, 2018 | $39.5B | $2.35T | $2.09T | $265.3B | Form 10-K |
| FY2017ended Dec 31, 2017 | $9.9B | $2.28T | $2.01T | $267.1B | Form 10-K |
| FY2016ended Dec 31, 2016 | $17.3B | $2.19T | $1.92T | $266.2B | Form 10-K |
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Bank of America Revenue and Financial FAQ
What is Bank of America's annual consolidated revenue scale?
Bank of America Corporation reported revenue of $113.1 billion for fiscal year 2025, up from $105.9 billion in fiscal 2024.
What is the breakdown of Bank of America's revenue across its four core segments?
Consumer Banking produced $43.7B of revenue in 2025, Global Wealth and Investment Management $24.9B, Global Banking $24.1B and Global Markets $24.1B, with All Other reducing the company total to $113.1B. Segment net income was $12.2B, $4.7B, $7.8B and $6.1B.
What are Bank of America's total balance sheet assets and deposits?
Bank of America held $3.41 trillion of total assets and $2.02 trillion of deposits at December 31, 2025, up from $3.26 trillion and $1.97 trillion a year earlier, with total common shareholders equity of $277.3 billion.
What is the Efficiency Ratio and what benchmark does Bank of America achieve?
The efficiency ratio is noninterest expense divided by total revenue net of interest expense. Bank of America reported 61.65 percent for 2025, improved from 63.12 percent in 2024, with segment ratios ranging from 51.97 percent in Consumer Banking to 74.84 percent in GWIM.
What is Bank of America's Common Equity Tier 1 (CET1) capital ratio?
Common equity tier 1 capital was $201.4 billion at December 31, 2025, an 11.4 percent ratio under the standardized approach and 12.8 percent under the advanced approaches, against a 10.0 percent regulatory minimum.
What dividend policy and capital return track record does Bank of America maintain?
Bank of America paid $1.08 per common share in dividends during 2025, up from $1.00 in 2024, and returned further capital through buybacks authorized after the annual Federal Reserve stress test. Diluted earnings per share were $3.81.
How do interest rate cycles affect Bank of America's Net Interest Income (NII)?
Higher benchmark interest rates expand asset yields on loans and floating-rate investments; Bank of America manages duration risk across its held-to-maturity (HTM) and available-for-sale (AFS) bond portfolios to ensure stable net interest margins.
What credit ratings do S&P, Moody's, and Fitch assign to Bank of America?
At the date of the FY2025 10-K, Bank of America Corporation held long-term senior debt ratings of A1 from Moody's, A- from S&P Global Ratings and AA- from Fitch, all with stable outlooks. The main bank subsidiary, Bank of America, N.A., was rated Aa2, A+ and AA, after Moody's cut it one notch on May 19, 2025 following the downgrade of U.S. sovereign debt.
Is Bank of America profitable?
It is immensely profitable, leveraging one of the largest and cheapest consumer deposit bases in the world to fund highly lucrative commercial loans and Wall Street trading operations.
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Using these figures? Please credit CorpDigest with a link.
CorpDigest. "Bank of America Revenue & Financials." CorpDigest, https://corpdigest.com/company/bank-of-america/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>Bank of America reported $113.1B in revenue (FY2025).</strong><br>Source: <a href="https://corpdigest.com/company/bank-of-america/financials" target="_blank" rel="noopener">CorpDigest — Bank of America financials</a></div>Related Financial Audits
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