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Aflac Incorporated

Founders

Who Founded Aflac?

John Amos, Paul Amos, Bill Amos · Founded 1955 · HQ today: Columbus, Georgia

Who founded Aflac?

Aflac was founded by John Amos, Paul Amos, Bill Amos in 1955. It is now led by Daniel P. Amos.

Founders
John Amos, Paul Amos, Bill Amos
Founded
1955
Headquarters
Columbus, Georgia
Number of founders
3
Current CEO
Daniel P. Amos (since 1990)
When was Aflac founded?
Aflac was founded in 1955.
Who started Aflac?
Aflac was founded by John Amos, Paul Amos and Bill Amos.
How old is Aflac?
Aflac is 71 years old as of 2026.

Founding Story

Aflac was founded in Columbus, Georgia in 1955 by three brothers: John, Paul, and Bill Amos. Originally named the American Family Life Insurance Company, they struggled severely in the highly saturated traditional life insurance market. The critical turning point came in 1958 when they pioneered the world's first cancer insurance policy. Recognizing that traditional health insurance rarely covered the massive out-of-pocket costs of cancer treatments, they created a highly lucrative niche that propelled the company to massive, international success.

John Amos

Co-founder 1955

Background

Lawyer and insurance executive from Georgia.

Role at Aflac Incorporated

John Amos (1924-1990) was the primary visionary behind Aflac. As the original CEO, he recognized the catastrophic financial impact of cancer on middle-class families and pioneered the very first cancer insurance policy in 1958. Most crucially, he personally orchestrated Aflac's massive entry into the Japanese market in 1974, securing a monopoly on cancer insurance in Japan that still drives the vast majority of the company's revenue today. John Amos was born in 1924.

Paul Amos

Co-founder 1955

Background

Salesman and co-founder of Aflac.

Role at Aflac Incorporated

Paul Amos (1926-2014) co-founded Aflac alongside his brothers. He served as the primary architect of the company's highly aggressive, direct-to-consumer sales force, personally building out the 'cluster selling' strategy where agents sold policies directly to employees at their workplaces. Paul Amos was born in 1926.

Bill Amos

Co-founder 1955

Background

Retail manager and co-founder.

Role at Aflac Incorporated

Bill Amos (1928-1997) was the youngest of the three founding brothers. He managed the company's early, chaotic back-office operations and underwriting during its highly precarious first decade before the cancer policy made the company wildly profitable. (Exact birth year remains publicly undisclosed).

Aflac Incorporated: CEO & Leadership History

Full timeline →

Daniel P. Amos

Chairman and Chief Executive Officer

1990 – Present

Became CEO in 1990 and chairman in 2001 after serving as president and chief operating officer.

John B. Amos

Co-founder and Chief Executive Officer

1955 – 1990

Co-founded the company with Paul and Bill Amos and led its development from Columbus into a national insurer and the Japan market.

Keep researching Aflac

Who Founded Aflac? FAQ

Who founded Aflac?

Principal founder John Amos and his brothers Paul and Bill founded the company in 1955.

Where was Aflac founded?

The company began in a six-room complex in downtown Columbus, Georgia.

What was Aflac's early product innovation?

Aflac's official history says the company pioneered a cancer policy in 1957.

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Content is for informational purposes only. Not financial advice. Data sourced from SEC filings, annual reports, and public records. See our full disclaimer and methodology.