Aflac Incorporated is a supplemental insurance, life insurance, health insurance, and worksite benefits company headquartered in Columbus, Georgia. The latest annual anchor is FY2025, when Aflac reported $17.164 billion in total revenues, $3.646 billion in net earnings, and continued operating through Japan and U.S. supplemental insurance.
Aflac Key Facts
| Company | Aflac Incorporated |
|---|---|
| Founded | 1955 |
| Founders | John Amos, Paul Amos, and Bill Amos |
| CEO | Daniel P. Amos |
| Headquarters | Columbus, Georgia |
| FY2025 revenue | $17.2B |
| Employees | About 12,694 |
What Does Aflac Do?
Aflac is a supplemental insurance company operating mainly in Japan and the United States, selling cancer, medical, life, accident, disability, dental, vision, and worksite-benefit policies that pay cash benefits when policyholders face covered events.
How Aflac Makes Money
Aflac makes money from insurance premiums, investment income, and supplemental insurance products sold through agencies, brokers, worksite channels, digital channels, and group-benefits distribution in Japan and the United States.
Aflac Revenue and Financials
Aflac reported $17.2B in FY2025 revenue and about $3.65B in net income. The most useful financial lens is not only the revenue total, but how revenue is produced across Aflac Japan, Aflac U.S., Corporate and Other.
Aflac Founders and Origin
Aflac was founded by John Amos, Paul Amos, and Bill Amos in 1955. The origin story matters because it explains why the company is still associated with supplemental health insurance, cancer insurance, accident insurance, life insurance.
Strategy and Competitive Advantage
Aflac's advantage is brand recognition, deep Japan distribution, worksite-benefit relationships, supplemental insurance specialization, capital strength, and the memorable Aflac Duck marketing asset.
Risks and Challenges
The biggest risks are yen-dollar currency translation, investment losses, interest-rate sensitivity, insurance claims trends, Japan concentration, regulation, and competition from large insurers and benefits providers.
Important Facts
- FY2025 total revenues were $17.164 billion and net earnings were $3.646 billion.
- Aflac Japan and Aflac U.S. are the core reporting segments.
- Aflac began in 1955 with principal founder John Amos and his brothers Paul and Bill.
- Daniel P. Amos is chairman and CEO; Aflac's history page notes his 35th CEO anniversary in 2025.
- Aflac is closely associated with supplemental insurance, Japan, worksite benefits, and the Aflac Duck brand campaign.
Frequently Asked Questions
What is Aflac?
Aflac is a supplemental insurance, life insurance, health insurance, and worksite benefits company. The latest annual anchor is FY2025, when Aflac reported $17.164 billion in total revenues, $3.646 billion in net earnings, and continued operating through Japan and U.S. supplemental insurance.
What was Aflac revenue in 2025?
Aflac reported $17.2B in FY2025 revenue.
Who founded Aflac?
Aflac was founded by John Amos, Paul Amos, and Bill Amos in 1955.
Who is the CEO of Aflac?
Daniel P. Amos is the CEO or current top executive listed for Aflac.
How does Aflac make money?
Aflac makes money from insurance premiums, investment income, and supplemental insurance products sold through agencies, brokers, worksite channels, digital channels, and group-benefits distribution in Japan and the United States.
Where is Aflac headquartered?
Aflac is headquartered in Columbus, Georgia.
What are Aflac's main products?
Aflac's main products and services include supplemental health insurance, cancer insurance, accident insurance, life insurance, dental and vision, worksite benefits.
Who are Aflac's competitors?
Aflac competes with MetLife, Allstate, Progressive and other companies in supplemental insurance, life insurance, health insurance, and worksite benefits.
