BNP Paribas vs Microsoft: Founders, CEOs and History
BNP Paribas was founded in 2000 by Michel Pébereau, Louis-Raphaël Bischoffsheim, Laurent-Antoine Pagnerre and is led by Jean-Laurent Bonnafé. Microsoft was founded in 1975 by Bill Gates, Paul Allen and is led by Satya Nadella.
Company facts
BNP Paribas
- Founded
- 2000
- Headquarters
- Paris, France
- Current CEO
- Jean-Laurent Bonnafé
- Employees
- 180,000
Microsoft
- Founded
- 1975
- Headquarters
- Redmond, Washington, United States
- Current CEO
- Satya Nadella
- Employees
- 223,000
Founders
BNP Paribas
Michel Pébereau
Pébereau became chairman and chief executive of BNP in 1993 and steered its privatisation that October. In 1999, after Société Générale bid for Paribas, he launched BNP's competing offers for both banks.
Louis-Raphaël Bischoffsheim
Bischoffsheim founded a private bank in Amsterdam in the early 1820s, opened Bischoffsheim, Goldschmidt & Cie in Paris in 1846 and in London in 1860, and in 1863 merged these houses into the Nederlandsche Credit- en Deposito Bank in Amsterdam.
Laurent-Antoine Pagnerre
After the 1847 economic crisis and the February Revolution of 1848 froze credit in Paris, the provisional government created discount banks by decree in March 1848.
Microsoft
Bill Gates
Microsoft was founded in 1975 in Albuquerque, New Mexico, by Bill Gates and Paul Allen, childhood friends from Seattle who had spent their teenage years finding ways to get free time on mainframe computers.
Paul Allen
Paul Allen co-founded Microsoft and was crucial to its earliest technical and strategic decisions. He helped develop Altair BASIC, gave the company its original name, and participated in the operating-system opportunity that led to MS-DOS.
CEOs and their tenures
BNP Paribas
- Michel Pébereau2000–2003
Chairman and Chief Executive Officer
As the legendary architect of the modern bank, he served as CEO and Chairman for decades, transforming a privatized domestic French bank into a massive global institution.
Source - Baudouin Prot2003–2011
Chief Executive Officer
As CEO, he navigated the bank through the global financial crash without requiring a direct French government bailout, heavily expanding its retail footprint across Italy and Belgium.
Source - Jean-Laurent Bonnafé2011–present
Chief Executive Officer
Bonnafé, a graduate of École Polytechnique and the Corps des mines who joined BNP in 1993, ran BNP Paribas Fortis after the 2009 takeover and became group CEO on 1 December 2011.
Source
Microsoft
- Bill Gates1975–2000
Co-founder and CEO
Gates built Microsoft's licensing model: software sold to many hardware makers rather than tied to one.
Source - Steve Ballmer2000–2014
CEO
Ballmer grew revenue from about $23 billion in FY2000 to about $78 billion in FY2013 and built the enterprise server and sales business that Azure later scaled on.
Source - Satya Nadella2014–present
Chairman and CEO
Nadella made Azure and Microsoft 365 the company's core, opened Microsoft to Linux and open source, and positioned it early in generative AI through OpenAI.
Source
Timeline: BNP Paribas and Microsoft side by side
1848BNP Paribas
Comptoir national d'escompte de Paris founded
Created by decree in March 1848 to restart commercial credit after the February Revolution, with capital from private subscribers, the City of Paris and the State. It is the oldest root of the BNP side of the group.
1860BNP Paribas
First overseas branches in Shanghai and Calcutta
The Comptoir opened branches in Shanghai and Calcutta, becoming the first French bank to build a branch network abroad from scratch, later adding Hong Kong, London, San Francisco and Sydney.
1872BNP Paribas
Banque de Paris et des Pays-Bas formed
The Banque de Paris, founded in 1869, merged on 27 January 1872 with Louis-Raphaël Bischoffsheim's Amsterdam-based Nederlandsche Credit- en Deposito Bank to create the investment bank later known as Paribas.
1889BNP Paribas
Comptoir rescued after the copper crash
Losses on industrialist Eugène Secrétan's attempt to corner the copper market forced the Comptoir d'escompte de Paris into liquidation, backed by a 100-million-franc Banque de France advance. It was refounded in June 1889 as a deposit bank.
1966BNP Paribas
Banque Nationale de Paris created
Finance minister Michel Debré merged the state-owned CNEP and Banque nationale pour le commerce et l'industrie (BNCI) to form Banque Nationale de Paris (BNP).
1975Microsoft
Microsoft Founded
Bill Gates and Paul Allen founded Microsoft after recognizing that the Altair 8800 needed usable programming software. Their first product, Altair BASIC, turned a hobbyist computer kit into a programmable platform.
1981Microsoft
MS-DOS Ships With IBM PC
IBM introduced its personal computer with MS-DOS 1.0 and other Microsoft products. The milestone mattered because Microsoft's operating-system work moved from a small software supplier's project into the emerging corporate PC standard.
1982BNP Paribas
Paribas nationalised
The Mauroy government nationalised Paribas, which adopted its telegraph address, Paribas, as its brand that year.
1985Microsoft
Windows Launch
The release of Windows 1.0 began Microsoft's long move from command-line operating systems to graphical personal computing. The first version was not an instant blockbuster, but it gave Microsoft a user-interface path that could evolve with PC hardware.
1986Microsoft
Microsoft IPO
Microsoft went public on the Nasdaq in March 1986.
1987BNP Paribas
Paribas privatised
The Chirac government returned Paribas to private ownership in January 1987.
1990Microsoft
Office Suite Release
The bundling of Word, Excel, and PowerPoint into Microsoft Office created a productivity suite that became central to business work. The bundle simplified enterprise purchasing and made file compatibility a competitive weapon.
1993BNP Paribas
BNP privatised
BNP was privatised in October 1993 under chairman Michel Pébereau.
1995Microsoft
Windows 95 Released
Microsoft released Windows 95 in August 1995.
1998Microsoft
U.S. Antitrust Case
The U.S. Department of Justice accused Microsoft of using Windows power to suppress browser competition. The case mattered because it placed Microsoft's platform tactics under public and legal scrutiny at the height of its PC strong position.
1999BNP Paribas
Three-way takeover battle
Société Générale bid for Paribas, and BNP answered with offers for both banks. BNP won control of Paribas but failed to take Société Générale.
2000BNP Paribas
BNP Paribas created
The merger of BNP and Paribas was completed in May 2000, combining BNP's retail network with Paribas's investment banking.
2001BNP Paribas
Full ownership of BancWest
BNP Paribas agreed to buy the 55% of BancWest, parent of Bank of the West and First Hawaiian Bank, that it did not already own for about $2.45 billion. The Federal Reserve approved the deal on 4 December 2001.
2006BNP Paribas
BNL acquired in Italy
BNP Paribas bought Banca Nazionale del Lavoro, making Italy its second domestic retail market.
2009BNP Paribas
Fortis Bank acquired in Belgium
In May 2009 BNP Paribas took control of Fortis Bank, now BNP Paribas Fortis, paying with new shares issued to the Belgian state and the Grand Duchy of Luxembourg. It also bought 25% of AG Insurance for ~$1.55 billion (€1.375 billion).
2010Microsoft
Azure Commercial Launch
Azure gave Microsoft a way to compete in cloud infrastructure as enterprise customers began shifting workloads away from company-owned servers.
2014BNP Paribas
US sanctions guilty plea
BNP Paribas pleaded guilty in New York and agreed to pay about $8.9 billion for processing dollar transactions for Sudan, Iran and Cuba in breach of US sanctions.
2014Microsoft
Satya Nadella CEO
Satya Nadella became CEO and moved Microsoft away from a strategy that forced every product to serve Windows. He prioritized Azure, Microsoft 365, open source, Linux support, cross-platform software, and a more collaborative developer posture.
2016Microsoft
LinkedIn Acquisition
Microsoft agreed to acquire LinkedIn in 2016 for $26.2 billion in cash. The deal mattered because it added a professional identity network to a company already strong in Office, Dynamics, cloud services, recruiting tools, advertising, and enterprise sales.
2018Microsoft
GitHub Acquisition
Microsoft acquired GitHub for $7.5 billion in stock, reversing years of developer skepticism toward the company. The acquisition placed Microsoft inside the daily workflow of software developers across languages, clouds, and operating systems.
2023BNP Paribas
Bank of the West sold to BMO
BNP Paribas completed the $16.3 billion cash sale of Bank of the West to BMO Financial Group on 1 February 2023, leaving US retail banking.
2023Microsoft
AI Leadership
Microsoft's expanded OpenAI partnership and Copilot product rollout placed the company at the center of enterprise generative AI adoption.
2023Microsoft
Activision Blizzard Acquisition Closes
Microsoft completed the Activision Blizzard acquisition after intense regulatory review. The deal added Call of Duty, World of Warcraft, Diablo, Overwatch, Candy Crush, and other franchises to Microsoft Gaming.
2025BNP Paribas
AXA Investment Managers acquired
BNP Paribas Cardif completed the ~$5.76 billion (€5.1 billion) purchase of AXA IM on 1 July 2025 and signed a long-term partnership to manage a large part of AXA's assets.
2025BNP Paribas
Sudan jury verdict
A Manhattan federal jury found BNP Paribas liable to three Sudanese refugees in October 2025 and awarded $20.75 million. The bank is appealing.
2026BNP Paribas
Ageas partnership reset
On 28 April 2026 BNP Paribas Fortis sold its 25% of AG Insurance to Ageas for ~$2.15 billion (€1.9 billion) and renewed their Belgian bancassurance partnership, while Cardif raised its Ageas stake to 22.5%.
2026BNP Paribas
Arval completes Athlon purchase
Arval completed its purchase of Athlon from Mercedes-Benz Group on 31 July 2026, reaching a combined fleet of 2.3 million vehicles.
Acquisitions
BNP Paribas
- Athlon2026Undisclosed
- Additional stake in Ageas2026~$1.2B
- AXA Investment Managers2025~$5.8B
- Nickel (Compte-Nickel)2017Undisclosed
- Fortis Bank (now BNP Paribas Fortis)2009Undisclosed
- Banca Nazionale del Lavoro (BNL)2006~$10.2B
Microsoft
- Activision Blizzard2023$68.7B
- Nuance Communications2022$19.7B
- ZeniMax Media2021$7.5B
- GitHub2018$7.5B
- LinkedIn2016$26.2B
Questions about BNP Paribas vs Microsoft
Who is the CEO of BNP Paribas SA and Microsoft Corporation?
BNP Paribas SA is led by Jean-Laurent Bonnafé and Microsoft Corporation is led by Satya Nadella. Both serve as the top executive responsible for the company's strategy, operations, and financial performance.
When was BNP Paribas SA founded vs Microsoft Corporation?
Microsoft Corporation was founded in 1975 — 25 years before BNP Paribas SA, which was founded in 2000. Microsoft Corporation's longer operating history gives it a deeper track record but also potentially more institutional inertia compared to the younger BNP Paribas SA.
How many employees does BNP Paribas SA have compared to Microsoft Corporation?
BNP Paribas SA employs approximately 180,000 people, while Microsoft Corporation employs approximately 223,000. Microsoft Corporation has the larger workforce at 223,000 employees, compared to BNP Paribas SA's 180,000. A higher headcount does not necessarily imply greater efficiency — it often reflects differences in business model (e.g., manufacturing vs. software).
Where are BNP Paribas SA and Microsoft Corporation headquartered?
BNP Paribas SA is headquartered in France and Microsoft Corporation is headquartered in United States. Their different home markets mean they may face different regulatory frameworks, tax regimes, and currency exposure.
Who founded BNP Paribas SA and Microsoft Corporation?
BNP Paribas SA was founded by Michel Pébereau, Louis-Raphaël Bischoffsheim, Laurent-Antoine Pagnerre. Microsoft Corporation was founded by Bill Gates, Paul Allen.
Which company has a longer operating history — BNP Paribas SA or Microsoft Corporation?
Microsoft Corporation has been operating for approximately 51 years, making it the more established of the two companies. BNP Paribas SA has been in operation for around 26 years. A longer operating history often signals greater institutional resilience and brand recognition, though it can also mean slower adaptation to new market conditions.
Figures come from each company's filings and the sources linked beside them. Amounts reported in another currency are shown in US dollars at an approximate rate and marked with ~. Back to the BNP Paribas vs Microsoft overview