Banco Bilbao Vizcaya Argentaria, S.A.
Financial Performance
BBVA Revenue & Financials
Revenue
~$41.7B (FY2025)
Market Cap
$139.7B
Net Income
~$11.9B
Employees
127,174
What is BBVA's revenue?
BBVA had ~$41.7B in revenue for fiscal year 2025, up 4.1% from 2024. Net income was ~$11.9B.
- Latest revenue
- ~$41.7B (FY2025)
- Year-over-year
- +4.1%
- Growth rate (CAGR)
- 4.6% over 9 years
- Peak revenue
- ~$41.7B (FY2025)
- Years of data
- 10
- Employees
- 127,174
- How much profit does BBVA make?
- BBVA reported net income of ~$11.9B for fiscal year 2025. shareholdersandinvestors.bbva.com
- How many employees does BBVA have?
- BBVA has about 127,174 employees.
Financial Analysis
BBVA's profit is spread across five business areas. In 2025 Spain contributed ~$4.72B (EUR4.175B) of net attributable profit, Mexico ~$5.95B (EUR5.264B), Turkey ~$910M (EUR805M), South America ~$820M (EUR726M) and Rest of Business ~$709M (EUR627M), while the Corporate Center recorded a ~$1.23B (EUR1.086B) loss. Gross income rose 4.1 percent in reported euros but 16.3 percent at constant exchange rates, the gap being mostly the weaker Mexican peso. Loan-loss impairments were ~$6.86B (EUR6.073B) with a cost of risk of 1.39 percent, and the NPL ratio improved to 2.7 percent with 85 percent coverage. CET1 capital closed at 12.70 percent against a 9.28 percent requirement, and BBVA set total 2025 shareholder distributions at 50 percent of profit, EUR0.92 per share in cash. Banco Bilbao Vizcaya Argentaria (BBVA) is one of the largest financial institutions in the world, boasting a market valuation frequently exceeding $60 billion.
Revenue Trend Analysis
YoY Change
+4.1%
9-Year CAGR
+4.6%
Peak Year
2025
Trend
Mostly Growing
Banco Bilbao Vizcaya Argentaria, S.A. has 10 full fiscal year figures on this page, compounding at +4.6% annually over 9 years. The most recent year saw a 4.1% increase versus the prior year. Annual revenue peaked in fiscal year 2025 at ~$41.7B. Of 9 comparable year-over-year steps, 6 showed growth and 3 showed a decline.
Annual revenue history
| Fiscal Year | Revenue | Net Income | YoY Change | Source |
|---|---|---|---|---|
| FY2025 | ~$41.7B | ~$11.9B | +4.1% | BBVA 4Q25 results report Fiscal year ended 2025-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q25 results report. Gross income rose 4.1 percent in euros and 16.3 percent at constant exchange rates. |
| FY2024 | ~$40.1B | ~$11.4B | +20.1% | BBVA 4Q25 results report Fiscal year ended 2024-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q25 results report. |
| FY2023 | ~$33.4B | ~$9.1B | +19.4% | BBVA 4Q23 results report Fiscal year ended 2023-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q23 results report. |
| FY2022 | ~$28B | ~$7.2B | +17.5% | BBVA 4Q23 results report Fiscal year ended 2022-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q23 results report. |
| FY2021 | ~$23.8B | ~$5.3B | -8.3% | BBVA 4Q23 results report Fiscal year ended 2021-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q23 results report. |
| FY2020 | ~$26B | ~$1.5B | -6.1% | BBVA 4Q20 quarterly report Fiscal year ended 2020-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q20 quarterly report. Figures as published at the time, when the group still included the US business transferred to PNC in June 2021. Profit fell 62.9 percent on pandemic provisions. |
| FY2019 | ~$27.6B | ~$4B | +3.4% | BBVA 4Q20 quarterly report Fiscal year ended 2019-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q20 quarterly report. Figures as published at the time, when the group still included the US business transferred to PNC in June 2021. |
| FY2018 | ~$26.7B | ~$6.1B | -6.3% | BBVA 4Q20 quarterly report Fiscal year ended 2018-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q20 quarterly report. Figures as published at the time, when the group still included the US business transferred to PNC in June 2021. |
| FY2017 | ~$28.6B | ~$4B | +2.5% | BBVA 4Q17 quarterly report Fiscal year ended 2017-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q17 quarterly report. Profit was held back by an impairment of EUR1,123m on the stake in Telefonica. |
| FY2016 | ~$27.9B | ~$3.9B | — | BBVA 4Q17 quarterly report Fiscal year ended 2016-12-31. Revenue is BBVA's reported gross income and net income is net attributable profit, both in euros as published in BBVA 4Q17 quarterly report. |
Click any row to see year details.
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BBVA Revenue and Financial FAQ
What was BBVA's net profit in the 2025 financial year?
BBVA reported net attributable profit of ~$11.9 billion (EUR10,511 million) for 2025, up 4.5 percent in reported euros and 19.2 percent at constant exchange rates, the highest in its history. Gross income was ~$41.7 billion (EUR36,931 million) and profit before tax ~$18.3 billion (EUR16,227 million).
How much net interest income did BBVA generate in 2025?
Net interest income was ~$29.7 billion (EUR26,280 million) in 2025, 4.0 percent higher than in 2024 in reported euros and 13.9 percent higher at constant exchange rates, driven by Turkey and Mexico and, to a smaller degree, Spain. Net fees and commissions added ~$9.28 billion (EUR8,215 million).
What is BBVA's Common Equity Tier 1 (CET1) capital adequacy ratio?
BBVA's CET1 ratio stood at 12.70 percent as of December 31, 2025, above its 11.5 to 12.0 percent management target range and well above the 9.28 percent requirement that applied at that date. The total capital ratio was 17.21 percent.
How does BBVA distribute capital to its shareholders through dividends and buybacks?
BBVA distributes 40 to 50 percent of consolidated profit through cash dividends and share buybacks. For 2025 the total distribution was set at 50 percent of net attributable profit, with EUR0.92 per share in cash: an interim EUR0.32 paid in November 2025 and a final EUR0.60 proposed for April 2026.
What is BBVA's return on tangible equity (ROTE) performance?
Return on tangible equity was 19.3 percent for 2025, with return on equity at 18.4 percent and return on regulatory capital at 21.1 percent. In the first half of 2026 ROTE rose further, to 22.2 percent.
How does BBVA account for hyperinflation in its Turkish and Argentine operations?
BBVA applies IAS 29 hyperinflation accounting to its subsidiaries in Turkey and Argentina, restating their non-monetary assets and income statements with local inflation indices. The resulting charges sit in other operating income and expenses, which improved sharply in 2025 because the hyperinflation impact was smaller than in 2024.
What was BBVA's non-performing loan ratio in 2025?
BBVA closed 2025 with a non-performing loan ratio of 2.7 percent, down from 3.0 percent a year earlier, and coverage of 85 percent. The cost of risk was 1.39 percent after loan-loss impairments of ~$6.86 billion (EUR6,073 million).
What is BBVA's cost-to-income efficiency ratio?
BBVA's efficiency ratio was 38.8 percent in 2025, an improvement of 206 basis points at constant exchange rates on the 40.0 percent of 2024, because gross income grew faster than costs. It means BBVA spent under 39 cents of operating expense for every euro of gross income.
Is BBVA profitable?
Yes, BBVA is highly profitable, successfully leveraging massive interest rates in emerging markets like Mexico and Turkey to generate vastly higher margins than its European operations.
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Using these figures? Please credit CorpDigest with a link.
CorpDigest. "BBVA Revenue & Financials." CorpDigest, https://corpdigest.com/company/bbva/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>BBVA reported ~$41.7B in revenue (FY2025).</strong><br>Source: <a href="https://corpdigest.com/company/bbva/financials" target="_blank" rel="noopener">CorpDigest — BBVA financials</a></div>Related Financial Audits
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