American Express Company
Financial Performance
American Express Revenue & Financials
Revenue
$72.2B (FY2025)
Market Cap
$205.8B
Net Income
$10.8B
Employees
76,800
What is American Express's revenue?
American Express had $72.2B in revenue for fiscal year 2025, up 9.5% from 2024. Net income was $10.8B.
- Latest revenue
- $72.2B (FY2025)
- Year-over-year
- +9.5%
- Growth rate (CAGR)
- 8.2% over 9 years
- Peak revenue
- $72.2B (FY2025)
- Years of data
- 10
- Employees
- 76,800
- How much profit does American Express make?
- American Express reported net income of $10.8B for fiscal year 2025. sec.gov
- How many employees does American Express have?
- American Express has about 76,800 employees.
Financial Analysis
American Express reported $72.2 billion in total revenues net of interest expense for FY2025, up 10 percent, and $10.8 billion of net income, or $15.38 per diluted share. The mix is less fee-only than its premium image suggests: discount revenue on merchant transactions was $37.4 billion, net interest income on card member loans was $17.4 billion, net card fees were $10.0 billion and service fees and other revenue were $7.5 billion. Growth in 2025 came disproportionately from the two smaller lines, with net card fees up 18 percent and net interest income up 12 percent against 6 percent growth in discount revenue. Return on average equity was 33.9 percent, the net write-off rate on consumer and small business loans and receivables was 2.0 percent, and the company declared $3.28 per share in dividends while average diluted shares fell from 713 million to 696 million. American Express Company (Amex) is a massive multinational financial services corporation, sustaining a formidable market valuation usually exceeding $150 billion.
Revenue Trend Analysis
YoY Change
+9.5%
9-Year CAGR
+8.2%
Peak Year
2025
Trend
Consistent Growth
American Express Company has 10 full fiscal year figures on this page, compounding at +8.2% annually over 9 years. The most recent year saw a 9.5% increase versus the prior year. Annual revenue peaked in fiscal year 2025 at $72.2B. Of 9 comparable year-over-year steps, 8 showed growth and 1 showed a decline.
Annual revenue history
Click any row to see year details.
Keep researching American Express
American Express Revenue and Financial FAQ
What is American Express's annual consolidated revenue scale?
American Express Company reported revenue of $72.2 billion for fiscal year 2025, up from $65.9 billion in fiscal 2024.
How is American Express's revenue distributed across business segments?
American Express reports four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. In 2025 billed business grew 8 percent in U.S. Consumer Services, 3 percent in Commercial Services and 14 percent in International Card Services.
What is American Express's credit quality and loan loss provision profile?
Credit quality reflects the premium customer base. In 2025 the net write-off rate on card member loans and receivables was 2.3 percent including interest and fees and 2.0 percent on principal only for consumer and small business, with 1.3 percent of those balances 30 or more days past due and credit loss reserves at 3.9 percent of card member loans.
How much revenue does American Express generate from card fees alone?
Net card fees were $9,993 million in FY2025, up 18 percent from $8,449 million in 2024 and $7,255 million in 2023, at an average of $117 per proprietary card in force against $103 in 2024.
What is American Express's Return on Average Equity (ROE)?
Return on average equity was 33.9 percent in 2025, 34.6 percent in 2024 and 31.5 percent in 2023, with a Common Equity Tier 1 ratio of 10.5 percent in each of those years.
What is American Express's capital return policy for shareholders?
American Express declared $3.28 per common share in dividends in 2025, up 17 percent from $2.80 in 2024, and bought back stock steadily: average diluted shares outstanding fell from 713 million in 2024 to 696 million in 2025.
What is the financial scale of the American Express partnership with Delta Air Lines?
Delta Air Lines recognized $8.2 billion of American Express remuneration in 2025, up about 11 percent from $7.4 billion in 2024 and roughly 10 percent of Delta's revenue. Delta told investors it expected about $9 billion in 2026.
What are American Express's primary operating expense categories?
Primary expenses include Cardmember Rewards costs (the largest expense item, funding points and travel perks), Cardmember Services (lounge operations and concierge), Marketing and Business Development, and Salaries and Overhead.
What is American Express's main source of revenue?
The vast majority of its revenue comes from the "discount rate"—the fee it charges merchants for every single transaction processed on its network.
Cite or embed this data
Using these figures? Please credit CorpDigest with a link.
CorpDigest. "American Express Revenue & Financials." CorpDigest, https://corpdigest.com/company/american-express/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>American Express reported $72.2B in revenue (FY2025).</strong><br>Source: <a href="https://corpdigest.com/company/american-express/financials" target="_blank" rel="noopener">CorpDigest — American Express financials</a></div>Related Financial Audits
Compare revenue, net income, and market cap scale
Explore American Express
Core profile pages, founders and related research hubs for this company.