American Express Company
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Financial Performance
Revenue
$72.2B
Market Cap
$171.4B
Net Income
$10.8B
Employees
77,500
American Express boasts an incredibly lucrative financial model, generating massive, high-margin revenue through a unique 'spend-centric' approach. While they do earn interest on consumer debt, the vast majority of their profit comes from charging high annual fees to cardholders and charging merchants a 'discount rate' every time a card is swiped. Because Amex cardholders are generally very wealthy and spend heavily, merchants are forced to accept the higher fees, resulting in massive, recurring fee-based revenue and excellent free cash flow for the company.
Revenue Trend Analysis
YoY Change
+13.2%
5-Year CAGR
+14.9%
Peak Year
2025
Trend
Consistent Growth
American Express Company has reported revenue across 6 fiscal years, compounding at +14.9% annually over 5 years. The most recent year saw a 13.2% increase versus the prior year. Revenue peaked in 2025 at $72.2B. Out of 5 reported periods, 5 showed growth and 0 showed a decline.
| Fiscal Year | Revenue | Net Income | YoY Change |
|---|---|---|---|
| FY2025 | $72.2B | $10.8B | +13.2% |
| FY2024 | $63.8B | — | +9.0% |
| FY2023 | $58.5B | — | +10.7% |
| FY2022 | $52.9B | — | +26.8% |
| FY2021 | $41.7B | — | +15.5% |
| FY2020 | $36.1B | — | — |
Source: SEC EDGAR filings, annual earnings releases, and verified financial disclosures.
Click any row to see year details.
American Express Company reported approximately $60.5B in fiscal year 2025 with a team of 77,500 employees worldwide.
American Express Company strategically balances reinvestment into core R&D with operational cost discipline, focusing on operating margin expansion to expand operating margins in 2026.
Financial performance in Financial Services / Payments is driven by steady cash generation and pricing power, enabling American Express Company to reinvest in high-return strategic initiatives.
Using these figures? Please credit CorpDigest with a link.
CorpDigest. "American Express Company Revenue & Financials." CorpDigest, https://corpdigest.com/company/american-express/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>American Express Company reported $72B in revenue (FY2025).</strong><br>Source: <a href="https://corpdigest.com/company/american-express/financials" target="_blank" rel="noopener">CorpDigest — American Express Company financials</a></div>