Affirm Holdings, Inc.
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Financial Performance
Revenue
$3.22B
Market Cap
$15.3B
Net Income
$52M
Employees
2,192
Affirm has won the 'Buy Now, Pay Later' (BNPL) wars in the United States, achieving consistent GAAP operating profitability—a milestone many analysts believed impossible for the sector. Led by founder Max Levchin, the company operates with a lean workforce of exactly 2,192 employees while driving $2.1 billion in revenue. Affirm's $15.3 billion market cap is supported by its deepening, exclusive integrations with retailers like Amazon, Walmart, and Shopify. Crucially, Affirm navigated the higher interest rate environment of recent years without suffering a catastrophic spike in consumer delinquencies, proving the superiority of its proprietary underwriting algorithms over traditional credit scoring.
Revenue Trend Analysis
YoY Change
+43.9%
3-Year CAGR
+40.6%
Peak Year
2025
Trend
Consistent Growth
Affirm Holdings, Inc. has reported revenue across 4 fiscal years, compounding at +40.6% annually over 3 years. The most recent year saw a 43.9% increase versus the prior year. Revenue peaked in 2025 at $3.2B. Out of 3 reported periods, 3 showed growth and 0 showed a decline.
| Fiscal Year | Revenue | Net Income | YoY Change |
|---|---|---|---|
| FY2025 | $3.2B | $52M | +43.9% |
| FY2024 | $2.2B | — | +36.6% |
| FY2023 | $1.6B | — | +41.4% |
| FY2022 | $1.2B | — | — |
Source: SEC EDGAR filings, annual earnings releases, and verified financial disclosures.
Click any row to see year details.
Affirm Holdings, Inc. reported approximately $2.1B in fiscal year 2025 with a team of 2,192 employees worldwide.
Affirm Holdings, Inc. strategically balances reinvestment into core R&D with operational cost discipline, focusing on workflow automation to expand operating margins in 2026.
Financial performance in Buy Now Pay Later, Consumer Credit, Payment Networks, and Fintech is driven by steady cash generation and pricing power, enabling Affirm Holdings, Inc. to reinvest in high-return strategic initiatives.
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CorpDigest. "Affirm Holdings, Inc. Revenue & Financials." CorpDigest, https://corpdigest.com/company/affirm/financials.<div style="font-family:system-ui,sans-serif;font-size:14px;line-height:1.5;border:1px solid #e2e8f0;border-radius:8px;padding:12px 16px;max-width:520px"><strong>Affirm Holdings, Inc. reported $3B in revenue (FY2025).</strong><br>Source: <a href="https://corpdigest.com/company/affirm/financials" target="_blank" rel="noopener">CorpDigest — Affirm Holdings, Inc. financials</a></div>