Founder Profile
James Finnigan
Last reviewed: October 2026 · By Swet Parvadiya
Who is James Finnigan?
James Finnigan is a founder of SoFi Technologies, Inc., which was founded in 2011 with Mike Cagney, Dan Macklin and Ian Brady.
- Company founded
- SoFi Technologies, Inc.
- Founded
- 2011
- Co-founders
- Mike Cagney, Dan Macklin and Ian Brady
Background
Stanford Graduate School of Business alumnus and early fintech innovator.
Founding Story
James Finnigan co-founded SoFi in 2011. He was instrumental in launching the company's very first massive pilot program, securing $2 million from Stanford alumni to refinance the loans of 100 Stanford business students, perfectly proving the viability of the low-risk lending model. (Exact birth year remains publicly undisclosed).
Sources
This profile does not yet cite a source specific to James Finnigan. The sources below document the company company rather than the person, so check them against the claims above.
- SoFi FY2025 Form 10-K (SoFi Technologies, Inc.)
- SoFi Q1 2026 Form 10-Q (SoFi Technologies, Inc.)