Dan Macklin

Dan Macklin's contribution to SoFi's founding was his deep understanding of the institutional investor side of the market, having previously worked in private equity and venture capital. He recognized that endowments and family offices were desperately seeking yield in a post-crisis environment, and that student loans, when properly underwritten, offered a highly attractive risk-adjusted return.

Dan Macklin is a co-founder of SoFi Technologies and served as the company's Chief Operating Officer during its early years. A fellow Stanford GSB alumnus alongside Mike Cagney, Macklin played a critical role in structuring the initial marketplace model that connected qualified borrowers with institutional investors. His expertise in capital markets and deal structuring was instrumental in securing the early funding commitments that allowed SoFi to scale its loan origination volume. Macklin's focus on operational efficiency and risk management helped establish the conservative underwriting standards that have become a hallmark of the company's lending business. After stepping back from day-to-day operations, Macklin remained on the board of directors, providing strategic guidance during the company's transition from a private startup to a public financial institution.